State | Tax Incentive | Link to State’s 529 Plan |
Alabama | Contributions to Alabama’s 529 are deductible up to $5k (single), $10k (MFJ) | www.collegecounts.com |
Arkansas | Contributions to Arkansas’ 529 are deductible up to $5k (single), $10k (MFJ) | www.arkansas.529.org |
Colorado | Any dollars invested in Colorado’s 529 are deductible to the extent of taxable income | www.collegeinvest.org |
Connecticut | Contributions to Connecticut’s 529 are deductible up to $5k (single), $10k (MFJ) | www.aboutchet.com |
Dist. of Columbia | Contributions to DC’s 529 are deductible up to $4k (single), $8k (MFJ) | www.dccollegesavings.com |
Georgia | Contributions of up to $4k per beneficiary (single filers) and up to $8k per beneficiary (MFJ) to Georgia’s 529 are deductible | www.path2college529.com |
Idaho | Contributions to Idaho’s 529 are deductible up to $6k (single), $12k (MFJ) | www.idsaves.org |
Illinois | Contributions to llinois’ 529 are deductible up to $10k (single), $20k (MFJ) | www.brightstart.com |
Indiana | Indiana residents can receive a 20% state income tax credit on up to $5k contributed to the Indiana 529 plan | www.collegechoicedirect.com |
Kansas | Contributions of up to $3k per beneficiary (single filers) and up to $6k per beneficiary (MFJ) to Kansas’ 529 are deductible | www.learningquest.com |
Louisiana | Contributions of up to $2,400 per beneficiary (single filers) and up to $4,800 per beneficiary (MFJ) to Louisiana’s 529 are deductible | www.startsaving.la.gov |
Maryland | Contributions of up to $2,500 per beneficiary Maryland’s 529 are deductible | www.maryland529.com |
Massachusetts | Contributions of up to $1k (single filers) and up to $2k (MFJ) to Massachusett’s 529 are deductible (at least thru 2021 tax yr) | www.fidelity.com/529-plans/massachusetts |
Michigan | Contributions to Michigan’s 529 are deductible up to $5k (single), $10k (MFJ) | www.misaves.com |
Minnesota | Residents can choose whether to invest in another state’s 529 and take a tax deduction of $1,500 (single) or $3,000 (MFJ) orreceive a tax credit of up to $500 for contributions made to Minnesota’s plan subject to an AGI phaseout of $75k | www.mnsaves.org |
Mississippi | Contributions to Mississippi’s 529 are deductible up to $10k (single), $20k (MFJ) | www.treasury.ms.gov.collegesavingsmississippi |
Nebraska | Contributions to Nebraska’s 529 are deductible up to $5k (single), $10k (MFJ) | www.nest529direct.com |
New Mexico | Contributions to NM’s 529 are fully tax deductible | www.nmetb.org |
New York | Contributions to New York’s 529 are deductible up to $5k (single), $10k (MFJ) | www.nysaves.org |
North Dakota | Contributions to North Dakota’s 529 are deductible up to $5k (single), $10k (MFJ) | www.collegesave4u.com |
Ohio | Contributions of up to $4k per child to the Ohio 529 are deductible | www.collegeadvantage.com |
Oklahoma | Contributions to Oklahoma’s 529 are deductible up to $10k (single), $20k (MFJ) | www.ok4saving.org |
Oregon | Contributions of $150 (single) or $300 (MFJ) to Oregon’s 529 receive a tax credit | www.oregoncollegesavings.com |
Rhode Island | Contributions to RI’s 529 are deductible up to $500 (single), $1k (MFJ) | www.collegeboundsaver.com |
South Carolina | All contributions to the SC 529 are tax deductible | www.futurescholar.com |
Utah | Contributions to the Utah 529 of $2,040 (single) and $4,080 (MFJ) are eligible for a 5% state income tax credit | www.my529.org |
Vermont | Contributions to Vermont’s 529 of up to $2,500 (single), $5,000 (MFJ) are eligible for a 10% Vermont income tax credit | www.vheip.org |
Virginia | Contributions to Virginia’s 529 of up to $4k per beneficiary per year are tax deductible | www.virginia529.com |
West Virginia | Contributions to West Virginia’s 529 are fully tax deductible | www.smart529.com |
Wisconsin | Contributions to Wisconsin’s 529 of up to $1,670 (single) and up to $3,340 (MFJ) per beneficiary are fully tax-deductible | www.529.wi.gov |